You should always refer to your loan agreement for exact repayment amounts
as they may vary from our results.
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G and A Drapers
Calculate Your Loan Cost:
Choose the loan type you require then adjust the sliders to calculate the cost of your loan.
Representative Example
Borrow £100 over 5 months. The total charge for credit is £40. Interest is fixed at a rate of (104.29% pa fixed). Representative 305.6% APR. The total repayable is £140.00IMPORTANT INFORMATION:
Lender Overview
G and A Drapers are established short term lenders offering loans of up to £1000 over a maximum period of 10 months. G and A Drapers offer 2 types of loan, payday loans and instalment loans. Payday loans are typically from £100 to £400 and are available from 7 days to 30 days and instalment loans from £100 to £1000 are available from 5 to 10 months. Please note, if you decide to apply for a loan with G and A Drapers you will need to provide a full month's bank statement for affordability purposes. If you are unwilling to do this, please do not proceed.
When can I get my loan?
Applications can be made 24 hours a day via the website. All loans are manually underwritten and applications are dealt with during typical office hours Monday to Friday.
How do I repay my loan?
Loan payments are collected from your debit card on your agreed repayment date.
What happens if I can't pay my loan on time?
If you feel that you may not be able to meet your repayment, in the first instance you should contact G and A Drapers to discuss this, they will work with you to find a suitable resolution. You may be charged a one off fee of £15 if you miss or make a late payment.
Am I eligible for a G and A Drapers loan?
- You must be over 18 years old to apply for this loan
- You must be prepared to send it one months complete bank statement for affordability purposes
- You must be a UK citizen
- You must have a UK bank account with a valid debit card
- All loans are subject to credit and affordability checks
How is this lender regulated?
- G and A Drapers are authorised and regulated by the FCA
WARNING:
Late repayment can cause you serious money problems. For help, go to The Money Advice
Service